Terms and conditions
Last updated 15 August 2026
These terms govern your use of this website, operated by Anthea Horvat. By using the site you accept them. If you engage us for services, that engagement is governed by its own written agreement, which sits alongside these terms.
General information, not advice
The content on this site, including articles, frameworks, the Million Dollar Business Systems material and anything you download, is general information and education. It is not financial, legal, accounting or other professional advice, and it does not take your circumstances into account. Get advice specific to your situation before acting on anything you read here.
No client relationship
Reading this site, subscribing to emails or booking an initial call does not create a client relationship. A client relationship begins only when both parties sign an engagement agreement covering the scope of work.
Results and testimonials
Reviews and results shown on this site are genuine accounts from real clients, drawn from public Google reviews and lightly trimmed for length. They reflect those clients' experiences. Business outcomes depend on many factors, including your market, your team and the work you put in, so past results are not a promise of what your business will achieve.
Intellectual property
The content of this site, including text, frameworks, graphics and the Anthea Horvat brand, is owned by or licensed to Anthea Horvat and protected by copyright and trade mark law. You may view and print material for your own use. You may not reproduce, distribute or use it commercially without written permission.
Third-party links
Where the site links to third-party websites or tools, those links are provided for convenience. We do not control them and are not responsible for their content or practices.
Liability
To the extent permitted by law, we exclude liability for any loss or damage arising from your use of this site or reliance on its content. Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Australian Consumer Law or any other right that cannot lawfully be excluded.
General
We may update these terms from time to time; the current version will always live on this page and applies from the moment it is posted. These terms are governed by the laws of Western Australia, and any dispute belongs to the courts of that state. If part of these terms is found to be unenforceable, the rest still stands.
Contact
Questions about these terms: anthea@antheahorvat.com.au or 1300 287 387.